When you're going into business, understanding the difference between being a sole trader and being self-employed is crucial. The most popular option in the UK is working as a sole trader, as it's the easiest business structure to use.

As a business owner, you may feel you're disappearing in a sea of paperwork. You’re not alone!

While the Great War and World War 2 caused personal tragedy, hardship and upheaval for the British public, the conflicts also had a lasting effect on our nation's banking system. Before the 1914-18 war, financial institutions hadn't changed since the Victorian era. New technology, such as typewriters and telephones, were starting to be used, but banks in general had remained the same since the 1870s.

Being a self-employed courier driver can be a lucrative source of income, as the demand is high, due to people deciding to skip the shops in favour of purchasing online instead. We've seen a continual growth in online shopping and a connected need for reliable delivery services in recent years.